Name: Finances 2
Rating: 4 (124 reviews)

Updating

Finances 2

Matthias Hochgatterer

Released: 2017-03-08

Free 0%

Version 1.8.7

Free 0%

Version 1.8.7

Released: 2017-03-08

iPhone Screenshots

iPad Screenshots

Description

Finances provides everything you need for your personal and business accounting. Record your transaction using a new kind double-entry bookkeeping system. This simple system doesn't use credit and debit, and makes bookkeeping easier than ever.

FEATURES

- New kind of double-entry bookkeeping system

- Statistics about your income, expenses and net income as bar charts

- History of balances as line chart

- Scan and attach invoices to transactions

- Scan QR-code on invoices to create transactions more easily

- Multiple currencies support including the cryptocurrenies Bitcoin and Ether

- Sync between all your devices using iCloud

- Import transactions from other finances apps and banks using a CSV file

- Create financial statements with an income & expense report, trial balance, and account- or transaction report

iOS 13 READY

- Create new transactions with Siri Shortcuts

- Use Face ID to secure your financial data

- On iPad use Drag & Drop to attach documents to transactions

Finances is also available for your Mac.

What's New in Version 1.8.7

- Fixes an issue where duplicating a transaction with today's date was not available on specific iPhones

Seller

Name

Matthias Hochgatterer

URL

Information

Developer

Matthias Hochgatterer

Version

1.8.7

Size

44.3 MB

Game Center

VPP Device Licensing

Yes

Rating

Rated: 4+

Compatibility

iOS 10.0 or later

Devices

iPhone 5, iPhone 5c, iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6s, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XR, iPhone XS, iPhone XS Max, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPhone SE (2nd generation), iPhone 12, iPhone 12 Pro, iPhone 12 Pro Max, iPhone 12 mini, iPhone 13, iPhone 13 Pro, iPhone 13 Pro Max, iPhone 13 mini, iPhone SE (3rd generation), iPhone 14, iPhone 14 Plus, iPhone 14 Pro, iPhone 14 Pro Max, iPhone 15, iPhone 15 Plus, iPhone 15 Pro, iPhone 15 Pro Max, iPhone 16, iPhone 16 Plus, iPhone 16 Pro, iPhone 16 Pro Max, iPhone 16e, iPhone 17, iPhone 17Pro, iPhone 17ProMax, iPhone Air, iPad (4th Generation) (Wi-Fi), iPad (4th Generation) (4G), iPad (5th Generation) Wi-Fi, iPad (5th Generation) Wi-Fi + Cellular, iPad (6th generation) Wi-Fi, iPad (6th generation) Wi-Fi + Cellular, iPad Pro, iPad Pro (Cellular), iPad Pro (9.7-inch), iPad Pro (9.7-inch) (Cellular), iPad Pro 12.9-inch (2nd generation), iPad Pro 12.9-inch (2nd generation) Wi-Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi-Fi + Cellular, iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro 12.9-inch (3rd generation), iPad Pro 12.9-inch (3rd generation) Wi-Fi + Cellular, iPad Air, iPad Air (Cellular), iPad Air 2, iPad Air 2 (Cellular), iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad mini Retina, iPad mini Retina (Cellular), iPad mini 3, iPad mini 3 (Cellular), iPad mini 4, iPad mini 4 (Cellular), iPad mini (5th Generation), iPad mini (5th Generation) Wi-Fi + Cellular, iPad (7th generation) Wi-Fi + Cellular, iPad Pro 11-inch (2nd generation), iPad Pro 11-inch (2nd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (4th generation), iPad Pro 12.9-inch (4th generation) Wi-Fi + Cellular, iPad Air (4th Generation) (Wi-Fi), iPad Air (4th Generation) (Wi-Fi + Cellular), iPad (8th generation) Wi-Fi, iPad (8th generation) Wi-Fi + Cellular, iPad Pro 11-inch (3rd generation), iPad Pro 11-inch (3rd generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (5th Generation), iPad Pro 12.9-inch (5th Generation) Wi-Fi + Cellular, iPad (9th Generation), iPad (9th Generation) Wi-Fi + Cellular, iPad mini (6th Generation), iPad mini (6th Generation) Wi-Fi + Cellular, iPad Air (5th generation), iPad Air (5th generation) Wi-Fi + Cellular, iPad Pro 11-inch (4th generation), iPad Pro 11-inch (4th generation) Wi-Fi + Cellular, iPad Pro 12.9-inch (6th generation), iPad Pro 12.9-inch (6th generation) Wi-Fi + Cellular, iPad (10th generation), iPad (10th generation) Wi-Fi + Cellular, iPad Air 11-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi, iPad Air 13-inch (M2) Wi-Fi + Cellular, iPad Pro 11-inch (M4) Wi-Fi, iPad Pro 11-inch (M4) Wi-Fi + Cellular, iPad Pro 13-inch (M4) Wi-Fi, iPad Pro 13-inch (M4) Wi-Fi + Cellular, iPad mini (A17 Pro) Wi-Fi, iPad mini (A17 Pro) Wi-Fi + Cellular, iPad (A16) Wi-Fi, iPad (A16) Wi-Fi + Cellular, iPad Air 11-inch (M3) Wi-Fi, iPad Air 11-inch (M3) Wi-Fi + Cellular, iPad Air 13-inch (M3) Wi-Fi, iPad Air 13-inch (M3) Wi-Fi + Cellular, iPad Pro11M5, iPad Pro11M5Cellular, iPad Pro13M5, iPad Pro13M5Cellular, iPod touch (6th Generation), iPod touch (7th generation)

Languages

English, German

App Store: Customer Ratings

Ratings & Reviews

4.0 of 5 (124 Ratings)

App Store: Customer Reviews

2025-05-26

Exactly what I was looking for

So happy with the capabilities of this app. Best double-entry accounting app I could find that I wasn’t an outrageous price or some sort of subscription. So easy to set up, easy to make single and recurring entries, and it’s neat that you can set up your own envelope budgeting system easily within the app. My previous app didn’t do subcategories and now I know that I was right for wishing for them!

2023-12-06

could you opensource the app if its eol

thanks

the app is very useful but has no update for years

even the old ver1 has a update 2 years ago

2023-04-10

Was great but abandoned by developer

I have used and loved this app for many years. I have thousands of transactions in it. Now that I realize that no more updates are coming, it’s time to move on. But now I see that the export to CSV does not work. It creates empty text files. So I’m not able to transfer data to a new app. Very frustrating.

2023-02-10

Great Software

All it needs is a better way to reconcile with Bank of Credit Card statements.

2022-12-12

Is the app EoL?

I love this app but it has been several years since there has been an update. Is the app at “end of life”?

2022-08-06

Perfect for my church budgeting processes

Been looking for a simple app that update budgeted accounts as I enter transactions. I basically have a combined checkbook & ledger & I only have to make one entry. Reports are easily generated & easy to read.

The ONLY problem I have is I don’t have a way to open/print Transaction Reports because of their zip file format. Can someone address this?

2022-06-30

Best offline double entry accounting app

This is a very clean and beautifully designed app. There are a few other double entry accounting/bookkeeping apps for iOS. However, this stands out from the rest in terms of features and design. Navigation is very intuitive, adding transactions is very quick and easy (especially with contextually aware suggestions for Payee and Comment), good looking visualizations, and a variety of handy reporting options.

There are some handy search shortcuts too (e.g. last week, month, etc). Searching is flexible in that you can search overall or specifically by the comment, payee, or by amount.

I’ve been using the app on iOS and MacOS for almost 2 months now and am pretty satisfied.

I’ve had iCloud sync fail (reporting an error but can’t quite recall it) but fixing it was simple. The developer has helpful guides and articles (about the app and double entry accounting in general) and a F.A.Q. One page talks about fixing iCloud. Another one for example talks about budgeting using envelope system (most apps you’ll see use this idea).

I think it would be nice to have some additional statistics/insights that are human readable (e.g. you spent $300 more on shopping compared to last month). An additional nice to have is custom fields so one could have a transaction date and a posted date. My solution for this is just using the number field (phone number of Payee) as a date for the transaction. When I clear a transaction, I update the actual date field to it’s posted date.

The above two are just that, nice to haves. I think this app is generally feature complete. The developer seems to be focusing on their other apps, which is fine given the above statement.

Highly recommend trying the app out. There’s a 14 day trial with no feature restrictions so give it a shot.

2022-06-20

Original Expired so I lost everything.

I’ve had the original version of finances for years and always kept it backed up on my iCloud. I switched phones, and both the old and the new one downloaded, but can no longer access my saved information because that older version “expired”. So I’ve lost years of financial data, even though I had purchased the full version.

Finances 2 does link to the first and can not recover the lost data either. I hated the format of the new one and never started using it. You’d think if we purchased an app we wouldn’t randomly lose all the data we paid to have stored in it.

2022-05-01

A bit lost

This app seems to be what I’m looking for but I’m confused as to why it seems like a free app but after downloading and creating 1 journal I get the option for a 14 day trial or pay 4.99. I don’t mind paying if it is worth it so I shall make that decision after my trial time but I feel a bit deceived. I was comparing this app to free ones, now I need to reconsider and compare to paid apps. I could be getting something better at the same price with another app. I thought my search was over (keeping my fingers crossed that it is because I love the double bookkeeping) but sadly I don’t know now.

2022-01-02

Finances 2

Terrible App will be getting refund. Nothing like the first version. Terrible remake

2022-01-01

Syncing Doesn’t Work

The app itself is great. It’s a good double entry accounting program. However, syncing does not work. The app hangs indefinitely when trying to restore a purchase. Syncing with iCloud works only a fraction of the time. The app seems to not receive updates anymore. Unfortunately I cannot recommend this app any longer.

2021-07-15

Switched from Bluecoins (Android)

This app is alright, I do not like how it limits the forcasting and how hot my phone (iPhone 12 Pro Max) can get after spending more than 15 minutes in the app.

2021-07-02

Not user friendly

Impossible to use really

2021-05-01

So far, GREAT!

I haven’t had Finances for very long but so far it is the best app that I have found for my business as a DIY landlord. I will update my review after longer use. GREAT so far!!

2021-02-19

Excellent

This is definitely the best app that I have used to keep track of my finances. I like the fact that I have to enter all the transactions in myself. Doing it that way keeps me more accountable. Really! Like the syncing between iPhone app and Mac app. Only thing that I have an issue with is being able to add credit cards on here to keep track of balances. I am not sure how to do that, I messaged help and their instructions weren’t very user friendly. Only videos that I have found I like about it you have to pay for 🤦🏾‍♂️. Excellent app aside from that.

2021-02-09

Good app design, terrible app performance

The app is great in terms of features - only lacking multi-transaction / batch editing, which the developer reserves for the Mac version. But the battery impact is insane. Running this app on three different iPhone models, over multiple updates to both app & iOS, and it still gets the phone burning hot. It can drain nearly 80% of the 12 pro max battery in under 3 hours! Why editing text in a database is so resource heavy is not at all clear. Scrolling through transactions is laggy on the latest & fastest hardware, and the app crashes very frequently when editing transactions and making more than one or two changes.

2020-10-06

Esta no me gusta.

La mejor aplicacion. Me gusta y es muy versátil waoo no swe que aria si la quitaran

2020-10-01

100%

Thank you

2020-09-28

Great app

I’ve used this app series since the first iteration and this one offers a unique, clean interface with easy to understand budget tracking. I have tried many of these apps over the years and finances beat them all a long time ago. With iOS 14 though a widget would be greatly appreciated.

2020-08-12

Best Financial Management App

Incredible app. Simple and effortless.

2020-05-29

Thumbs down

Super confusing not really what I expected, however I will say they try to explain it as best as they can still just a bit of a headache

2020-05-18

Do not use

I have spend months putting All of my tax info in Finances 1 under several different Journals, today I log in and get a message saying App is Damaged , delete app and reinstall. I’m do frustrated. I do not recommend this app. Whats to keep finances 2 from doing the same. I’m not able to log in to Finances 1 and link my date to new app. Looks like I will need to pay again also for the updated app.

2020-04-21

Simple and to the Point!

Of all the finance apps on iOS, this is my personal favorite to use!

Not only is it straight to the point, but there’s also no need to sign up for an account or sign up for a subscription! A one time payment and you’re good to go with all the features!

Huge plus for how responsive the developer is!

2019-12-26

Easy to use

Great app. Very simple as long as you understand double-entry bookkeeping. Pleased to use it.

2019-05-02

Unable to backup journal

Currently unable to backup the journal. The app crashes when trying to backup the journal.

2019-02-25

Awesome banking tool!

Bought all in app purchases they had.

Couple things I wish to be changed though:

Ability to do a “return” on an item quickly

Slightly better UX on selecting where the money goes and comes from. Don’t really enjoy messing around with negative signs.

2019-02-01

Awwwwwwful.

I’ve used the OG Finance app for yeeeeeears and I denied the “upgrade” for months because I knew in my heart what I was doing what perfection. And one day opened my Finance App and it was EMPTY after yeeeeears of logging... this new App wouldn’t even acknowledge that I purchased this App before ...

I REpurchased this app and it is utter BULL. It’s so difficult to navigate and does not lay my expenses or income the way it has done before... I regret paying The measly $5 for this Bull...

2019-01-13

Beautifully crafted

The app design is intuitive and aesthetically pleasing. While the app may not have many features, it’s very good at what it does and has a solid foundation. It’s up to date with iOS and macOS features, it’s nice to see the developer cares about this project.

2019-01-03

Best app of its kind

I’ve been looking for a truly capable book keeping app like this for ages. It’s powerful and incredibly useful, but be warned that if you’re looking for a tool that doesn’t require much work on your end, there are probably better tools for you.

I recommend manual book keeping in addition to whatever other finance management tools you use.

Expensive, but worth it if you’re going to use it long term. I recommend trying it out before purchasing the full version or the macOS version.

2018-12-19

Best budget app for my workflow

This app finally does all the main things I need. Great iOS and Mac support, drag and drop receipts onto transactions, and shows my running balance into the future for scheduled transactions. It’s been hard to find something that hits all these points, and I’m glad to drop Quicken now for all my spending tracking.

I do with it had support for stocks, as the underlying LedgerCI does offer this, but otherwise I am a very happy customer!!!

2018-12-16

Do not like this app would like a refund!!

I purchased this app and it is to complicated to use. I have not used this app at all. Can I get a refund and search for a new budget app?

2018-11-21

Good app

I’ve used this app since 2016 and I love it, I tested others apps and this is the one that works better for me. I had an issue on the last upgrade and the developer tried to help me but took so long to answer my emails. At the end I fixed by myself, this app crashes when you use big font size on the cellphone.

2018-11-09

My budget app of choice

I cycled thru a bunch of budgeting apps before finally deciding on Finances. The manual control of accounts and expense categories really nailed it for me. It makes it easy to track every cent that flows in and out of my accounts, including repeating transactions.

Its design is clean and fits well with the iOS aesthetic. Sync between devices, including Mac, is rock solid.

I do feel like it's lacking in a few features. On the iPad, I wish it had even basic external keyboard shortcuts. Sub accounts in the list can’t expand and collapse like they can on the Mac. When editing a transaction, it would be smoother to remove the Edit button and just bring up edit controls if a parameter is tapped in the pop up window.

2018-11-06

Misleading business model...

You download the app, no cost.

You then get to a screen that forces you to purchase, or purchase a 14 day trial - which is zero cost you still get pushed through the in-app purchase process.

Nothing you can do without going through that process. Misleading.

2018-11-06

BGR said it was free but has $5 in app price

These article posts of paid apps now going free for a limited time is all click bait.

2018-10-27

Complicated

This may be great for some people but I found it very complicated. I wasted $ and can’t figure it out. I just wanted an app that I could take a picture of business receipts to track for taxes. But this is full blown finance which would be great for business owners and tracking personal finances. But not for just tracking business expenses.

2018-06-11

Request

The app has a simple & nice design, but I wanna suggest some improvements for future updates:

• Adding the option to change to Dark Mode without depending on half-baked Smart Invert feature > could use iOS12 UIUserInterfaceStyle ;)

• Making sure the app data is end-to-end encrypted separate from iCloud by default

- A support email would be nice for communication

Thanks,.

2018-05-14

Sync Erased All My Transactions

I had many transactions and got erased while syncing with my Mac.

Several days have gone by since my email to customer support and nothing.

Honestly, if you cannot recover your info and you will be afraid to sync it means this app is not dependable.

Excel may not be as pretty but I am going back to it and asking my money back.

It is a shame since I was going to purchase the Mac version as well. Glad I was on trial.

2018-04-23

Great app, very confusing system

I really want to use this app, it’s gorgeous! And the attention to detail is great.

The UI is excellent, the cognitive overload of the budgeting system makes the UX unnecessarily hard

2018-04-14

Solid Finance App

Finances 2 is a solid, customizable, personal finance app.

I appreciate the ease of use and the smart automatic "double-entry" system. It just makes simple sense to enter a transaction once and have it auto-deduct from the source(s) of payment.

I also appreciate that I can solidly track and back up my personal financial information—on my own terms—without having to rely on releasing my day-to-day banking information to "free" third party financial apps.

For a variety of reasons, I prefer NOT to willingly hand over my financial information (to organizations beyond my own banking institutions) to then have it be mined for data in order to market and target financial sales and other products back to me. There's enough of that craziness going on.

And finally I am not interested in paying monthly fees to balance my personal and business finance. That's just not necessary with easy capture and entry systems; smart tools like Finances 2.

2018-04-09

Just what I need!

This app looks fantastic. You can quickly add income or expenses. I really like the double-entries and the scans look great. I am impressed and it made it to my home screen!

I'd like to see a real 'dark mode' instead of using Apple's Accessibility settings. It would be nice to have a widget as well.

I also would like control over notifications. Add the ability to have some sort of reminders to check in on status of payments, reminder to enter invoices, etc.

The main screen, showing the journals could be larger. I only have two journals and I somewhat have to try to make sure I tap on the correct one. Make them dynamic boxes possibly?

I see that we can backup via iTunes or sharing to an app but I would love for there to be a backup option including automatic Dropbox syncing and the like. You can never have too many backups.

2018-02-23

Too much for me.

I loved the free app but after I purchased this one it went way over my head and too much to learn. Im going back to the free app.

2017-09-30

Lacking

Lacks a lot of helpful features that was in the old app such as ability to see and edit your repeated transactions. Lacks the charts and tables also. Thumbs up for diff currencies though. Wouldn't recommend this new version.

2017-08-11

Preferred Finances 1.

So frustrating to purchase a 14.99 upgrade to an app you use daily to find that it's totally unrecognizable and way more complicated than needed! Finances 1 was a way better app, and I will keep using until I find a better replacement.

2017-08-01

Dislike

I loved the first version of this application but it said I needed to upgrade to add more monthly transactions so I did, and this app is nowhere near similar to the first app.

I absolutely hate this version of the app and hopefully I get refunded or that was a waste of money.

2017-05-23

Very good app!

It very handy and very useful. Perfect app for college students. I wish to see the tags and more graph summary options in future iterations.

2017-05-15

Getting used to program

Have to learn how to view individual transactions. Overall program has good concept once you understand it. Would love to see reports available per day profits instead of total

2017-03-13

Great app

Don't listen to these fools about manual entry. Anyways is it possible to add a password function? Don't want peeps seeing my stash you know. Also if we can sync when on the same wifi versus to iCloud or adding alternative syncing other then iCloud would be appreciated.

2017-03-08

Manual entry?!?!

This app is more for someone who has a lot of time on their hands and can manually input every single transaction that comes in and goes out of their accounts I do not have the time nor is it intuitive enough to use for this purpose there are several other apps out that will grab the information from your account rather than you having to manually enter.

Finances 2

iPhone Screenshots

iPad Screenshots

Description

What's New in Version 1.8.7

Seller

Name

URL

Information

Developer

Categories

Version

Size

Game Center

VPP Device Licensing

Rating

Compatibility

Devices

Languages

App Store: Customer Ratings

Ratings & Reviews

Exactly what I was looking for

could you opensource the app if its eol

Was great but abandoned by developer

Great Software

Is the app EoL?

Perfect for my church budgeting processes

Best offline double entry accounting app

Original Expired so I lost everything.

A bit lost

Finances 2

Syncing Doesn’t Work

Switched from Bluecoins (Android)

Not user friendly

So far, GREAT!

Excellent

Good app design, terrible app performance

Esta no me gusta.

100%

Great app

Best Financial Management App

Thumbs down

Do not use

Simple and to the Point!

Easy to use

Unable to backup journal

Awesome banking tool!

Awwwwwwful.

Beautifully crafted

Best app of its kind

Best budget app for my workflow

Do not like this app would like a refund!!

Good app

My budget app of choice

Misleading business model...

BGR said it was free but has $5 in app price

Complicated

Request

Sync Erased All My Transactions

Great app, very confusing system

Solid Finance App

Just what I need!

Too much for me.

Lacking

Preferred Finances 1.

Dislike

Very good app!

Getting used to program

Great app

Manual entry?!?!